Foreclosure of Real Estate Mortgage in the Philippines: Extrajudicial vs. Judicial Process
What Is Foreclosure in the Philippines? Foreclosure is the legal process by which a creditor (usually a bank or lending institution) takes possession of a mortgaged property after the borrower defaults on loan payments. In the Philippines, foreclosure is governed primarily by Act No. 3135 (as amended by Act No. 4118) for extrajudicial foreclosures and […]
Land Title Transfer in the Philippines: Steps, Taxes, and Common Problems
Disclaimer: This article is for general information only and is not legal advice. For personalized guidance on land title transfer, consult a qualified Philippine attorney. What Is a Land Title Transfer? A land title transfer — also known as a transfer of certificate of title — is the legal process of recording a change in […]
Deed of Sale of Real Property in the Philippines: What Buyers and Sellers Should Check
This article is for general information only and is not legal advice. Every real estate transaction involves specific legal considerations, and you should consult a qualified lawyer before signing any deed of sale. What Is a Deed of Sale of Real Property? A Deed of Sale (sometimes called a Deed of Absolute Sale) is the […]
Rights of Co-Owners of Property Under Philippine Law: Complete Guide
Co-ownership of property is common in the Philippines, especially among heirs who inherit property together. When multiple people own the same property, their rights and obligations are governed by the Civil Code. This guide explains the legal rights of co-owners under Philippine law. What is Co-Ownership? Co-ownership exists when an undivided property belongs to two […]
How to Transfer Land Title from a Deceased Owner in the Philippines
When the owner of a property dies, the land title must be transferred to the heirs. This process is called a Transfer of Title via Extrajudicial Settlement (if there is no will and all heirs agree) or through Judicial Settlement (if there is a will or disagreement). This guide covers the step-by-step process. What You […]
Donation of Real Property in the Philippines: Legal Guide and Tax Implications 2026
Donation of property is a common way to transfer ownership to family members, especially during the owner’s lifetime. In the Philippines, donations are governed by the Civil Code and have significant tax implications. This guide explains the legal requirements, tax consequences, and process for donating real property. What is a Donation? A donation is an […]